Financial Tools

Saving for a rainy day, paying off your debts and investing for your retirement are serious challenges for almost all of us. This section of our website has several tools to help and perhaps frighten or inspire you.

1. The Power of 72

Discover the effects that compound interest and varying rates can have on your savings or your debts. Using the Power of 72 to your advantage is perhaps your greatest financial tool.

2. Investments

This set of pages will allow you to compare different investment schemes, interest rates and terms to see how your money can grow over time.

3. Loans

Sometimes there is no alternative to getting a loan or mortgage. These pages will help you see the effects of interests rates and amortization lengths (the months or years to pay off the loan).

4. Credit Cards

Credit cards are a great convenience, but many of us fail to understand how expensive they are to use or how long it can take to pay off a balance. Use these pages to explore the dark world of credit cards.